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HDFC Bank INFINIA Credit Card Metal Edition
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HDFC BankIndia

HDFC Bank INFINIA Credit Card Metal Edition

Annual Fee
₹12,500/ year

India's flagship metal card — unlimited Priority Pass and a Marriott membership in your wallet.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Unlimited domestic + international lounge access
  • Up to 10X reward points via SmartBuy on travel/shopping
  • Free Club Marriott + 3-for-2 ITC stays
  • Unlimited complimentary golf (world-class courses)
  • Annual fee easily waived at ₹10L spend

The Bad

  • Invite-only or strict eligibility (₹40L+ income)
  • ₹12,500 + GST annual fee (highest tier)
  • 2% foreign currency markup
  • Highest-tier SmartBuy multipliers capped quarterly

Lounge Access

1 lounge network included

Guest Policy

Unlimited primary + add-on lounge access (domestic & Priority Pass abroad)

Purchase APR

3.6% per month (43.2% p.a.)

Credit Score

Excellent (CIBIL 750+, Income ₹40L+)

Limited Time Offer

12,500 Welcome Reward Points + Club Marriott Membership

Offer Terms & Eligibility:

Credited after fee realization & first transaction.

Lounge Networks

1 Included
Priority Pass
Included

Additional Travel Perks

Unlimited Domestic Airport Lounge Access in India
Unlimited International Lounges via Priority Pass (1,000+ worldwide)
5 Reward Points per ₹150 (3.3% base; up to 10X via SmartBuy)
Complimentary Club Marriott Membership
12,500 Welcome Reward Points
3 Nights for the Price of 2 at Participating ITC Hotels
1+1 Complimentary Buffet at ITC Hotels
Unlimited Complimentary Golf Lessons & Games (India & World)
Annual Fee Waived at ₹10 Lakh Annual Spend

Lounges HDFC Bank INFINIA Credit Card Metal Edition Opens

339 lounges tracked across 172 airports, derived from this card's network coverage.

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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