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Wells Fargo Autograph Journey℠ Card
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Wells FargoUnited States

Wells Fargo Autograph Journey℠ Card

Annual Fee
$95/ year

A high-earning $95-fee travel card with transferable points and Visa Signature hotel perks.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 60,000 Points (Spend $4k in 3 months)
  • 5x on Hotels, 4x on Airlines, 3x on Dining & Other Travel
  • Transferable Points to Air France/KLM, Avianca LifeMiles, British Airways
  • $50 Airline Credit covers most of the $95 annual fee
  • Visa Signature luxury hotel benefits

The Bad

  • No Lounge Access
  • Newer transfer partner program (smaller than Chase/Amex)
  • Airline credit requires $50 minimum purchase
  • 1x base earn on non-bonus categories

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

19.49%, 25.49%, or 28.49% Variable

Credit Score

Good/Excellent (690+)

Limited Time Offer

60,000 Bonus Points ($600 value)

Offer Terms & Eligibility:

Spend $4,000 in first 3 months. Offer may vary.

Lounge Networks

0 Included

Additional Travel Perks

$50 Annual Airline Statement Credit ($50 minimum airline purchase)
Transfer points to 10+ airline and hotel partners
Visa Signature Luxury Hotel Collection
$1M Travel Accident Insurance
Trip Cancellation Insurance (up to $15,000)
Lost Luggage Reimbursement (up to $3,000/trip)
Cell Phone Protection (up to $1,000, $25 deductible)
No Foreign Transaction Fees

Lounges Wells Fargo Autograph Journey℠ Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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