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Westpac Altitude Qantas Black Mastercard
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WestpacAustralia

Westpac Altitude Qantas Black Mastercard

Annual Fee
A$370/ year

Westpac's flagship Qantas card — earn-then-bonus structure on top of two Qantas Club invitations.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 90,000 + 60,000 Year-Two Bonus Qantas Points
  • 1.2 QF Points/A$1 on international spend is competitive
  • 2 free Qantas Club invitations per year (with spend qualifier)
  • A$200 first-year fee for existing Westpac customers
  • Bundled overseas travel + transit accident insurance

The Bad

  • 0.8/0.5 QF earn for everyday spend is modest
  • Qantas Club invitations require qualifying Qantas spend
  • 3% foreign transaction fee
  • Combined A$370 annual fee from year two

Lounge Access

1 lounge network included

Guest Policy

2 Qantas Club invitations per year on eligible Qantas spend

Purchase APR

19.99% Variable

Credit Score

Good (Income A$75k+)

Limited Time Offer

Up to 150,000 Bonus Qantas Points

Offer Terms & Eligibility:

90k at A$6k spend in 90 days + 60k year-two at A$6k spend.

Lounge Networks

1 Included
Qantas Club Invitations
Included

Additional Travel Perks

A$295 Annual Card Fee + A$75 Qantas Rewards Fee
First-Year Fee A$200 (existing Westpac customers only)
1.2 Qantas Points per A$1 on International Transactions
0.8 Qantas Points per A$1 at Supermarkets, Petrol, Dining & Utilities
0.5 Qantas Points per A$1 on Other Spend (up to A$10k/period)
2 Complimentary Qantas Club Invitations (spend criteria apply)
Overseas Travel Insurance, Transit Accident, Purchase Security
24/7 Westpac Concierge Service

Lounges Westpac Altitude Qantas Black Mastercard Opens

8 lounges tracked across 8 airports, derived from this card's network coverage.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

Popular Airports With Lounges

Qantas Club Invitations lounges are available at hundreds of airports worldwide

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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