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Virgin Atlantic Reward+ Credit Card
Earn Virgin Points fast plus the only UK travel card with 0% FX fees in the Eurozone.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: Up to 36,000 Virgin Points (Spend £3,000 in 90 days)
- Mastercard — wide acceptance (no Amex limitation)
- 0% FX in Eurozone is unique among UK travel cards
- Free Virgin Money Lounge access in UK airports
- Upgrade/Companion Voucher at lower £10k spend threshold
The Bad
- £160 annual fee
- Virgin Money lounges only in select UK airports (Birmingham, Edinburgh, etc.)
- 0% FX limited to Eurozone (FX fees apply elsewhere)
- Upgrade voucher subject to availability
Lounge Access
1 lounge network included
Guest Policy
Free Virgin Money Lounge access for cardholder + guests
Purchase APR
69.7% Representative APR (variable)
Credit Score
Good (650+)
Lounge Networks
1 IncludedAdditional Travel Perks
Lounges Virgin Atlantic Reward+ Credit Card Opens
No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks for the listed benefits (Virgin Money Lounges (UK only)). That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.
For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.
Popular Airports With Lounges
Virgin Money Lounges (UK only) lounges are available at hundreds of airports worldwide