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SBI Card ELITE
A widely-issued premium SBI card with a low 1.99% forex and Priority Pass — popular among first-time premium cardholders.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- 1.99% forex (well below 3.5% standard)
- ₹5,000 welcome voucher options
- Free movie tickets every month (24/year)
- Solid 6 international + 8 domestic lounge visits/year
- Strong fee waiver threshold at ₹10L spend
The Bad
- Lounge visits are quarterly-capped, not unlimited
- ₹4,999 + GST annual fee
- Reward Points worth ₹0.25 each (modest)
- Spend milestone bonuses require very high spend
Lounge Access
1 lounge network included
Guest Policy
6 international Priority Pass visits per year (max 2 per quarter); 2 domestic per quarter
Purchase APR
3.5% per month (42% p.a.)
Credit Score
Good/Excellent (CIBIL 750+)
Limited Time Offer
₹5,000 e-Gift Voucher Welcome
Offer Terms & Eligibility:
Yatra, Bata/Hush Puppies, Pantaloons, Shoppers Stop, or Marks & Spencer voucher.Lounge Networks
1 IncludedAdditional Travel Perks
Lounges SBI Card ELITE Opens
339 lounges tracked across 172 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Priority Pass lounges are available at hundreds of airports worldwide