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National Bank World Elite® Mastercard®
The only Canadian premium card where the travel credit fully offsets the annual fee — a true keeper card.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: Up to 35,000 Points (≈ $350 value)
- $150 travel credit makes net fee $0
- Industry-leading emergency medical insurance (any age, 21-day trips)
- Free National Bank Lounge access at YUL Montreal
- 1.5x points on travel, restaurants, recurring bills, entertainment
The Bad
- No Priority Pass (DragonPass is pay-per-visit)
- Only 1 lounge in network (YUL)
- Points worth ≈ 1¢ each (not transferable to airline programs)
- $80,000 personal / $150,000 household income required
Lounge Access
1 lounge network included
Guest Policy
National Bank Lounge YUL: cardholder + guest unlimited
Purchase APR
21.00% Purchase / 22.50% Cash Advance
Credit Score
Good/Excellent (700+)
Limited Time Offer
Up to 35,000 Bonus À la Carte Rewards Points
Offer Terms & Eligibility:
Tiered bonus: spend & enrollment milestones in first 12 months.Lounge Networks
1 IncludedAdditional Travel Perks
Lounges National Bank World Elite® Mastercard® Opens
No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks for the listed benefits (National Bank Lounge (YUL)). That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.
For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.
Popular Airports With Lounges
National Bank Lounge (YUL) lounges are available at hundreds of airports worldwide