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Maybank Horizon Visa Signature Card
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MaybankSingapore

Maybank Horizon Visa Signature Card

Annual Fee
SGD 196.20/ year

Three years free + 2.8 miles per dollar on overseas spend — a no-brainer travel sidekick.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • First THREE years annual fee waived (industry-leading)
  • 2.8 mpd on FCY is highly competitive
  • Promotional 3.2 mpd on 8 countries (Apr-Jun 2026)
  • Easy waiver from Year 4 at S$18k annual spend
  • S$30,000 annual income (accessible)

The Bad

  • No lounge access included
  • S$800 minimum monthly spend required to earn bonus mpd
  • TREATS Points expire after 3 years
  • Mpd capped on certain categories

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

27.90% Purchase / 28.00% Cash Advance

Credit Score

Good (Income S$30k+)

Limited Time Offer

First 3 Years Annual Fee Waived

Offer Terms & Eligibility:

Welcome bonus varies (typically up to 30,000 miles for new cardholders).

Lounge Networks

0 Included

Additional Travel Perks

Up to 2.8 Miles per S$1 on Foreign Currency Spend (no cap)
Up to 2.8 Miles per S$1 on Air Tickets (S$10k/month cap)
2 Miles per S$1 on Dining, Petrol & Local Taxis
Up to 3.2 Miles per S$1 Promotional on FCY in 8 Countries (until 30 Jun 2026)
First 3 Years Annual Fee Waived
Subsequent Years Waived at S$18,000 Annual Spend
Complimentary Travel Insurance
Lifestyle Privileges (dining, retail discounts)

Lounges Maybank Horizon Visa Signature Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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