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Marriott Bonvoy American Express Card
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American ExpressUnited Kingdom

Marriott Bonvoy American Express Card

Annual Fee
£95/ year

The UK Marriott hotel card — automatic Silver status and an annual Free Night Award when you hit £25k spend.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: Up to 60,000 Marriott Bonvoy Points
  • Automatic Silver Elite (path to Gold at £15k)
  • Annual Free Night Award (top-up rules give real flexibility)
  • Trip insurance bundled
  • Reasonable £95 annual fee

The Bad

  • Free Night capped at 25k points (lower-tier properties only without top-up)
  • Amex acceptance limited at smaller UK merchants
  • Marriott points worth ≈ 0.7p each
  • Silver Elite is minimal benefit (no breakfast, suite upgrades)

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

32.7% Representative APR (variable)

Credit Score

Good/Excellent

Limited Time Offer

Up to 60,000 Marriott Bonvoy Points

Offer Terms & Eligibility:

Welcome bonus + ongoing earnings. Spend thresholds apply.

Lounge Networks

0 Included

Additional Travel Perks

2 Marriott Bonvoy Points per £1 on Everyday Spend
3 Marriott Bonvoy Points per £1 at Marriott Hotels
Marriott Bonvoy Silver Elite Status (automatic)
Marriott Bonvoy Gold Elite Status at £15,000 Annual Spend
Free Night Award at £25,000 Annual Spend (up to 25,000 points; top-up allowed to 40,000)
15 Elite Night Credits Per Year
Trip Cancellation, Baggage Delay, Travel Inconvenience Insurance

Lounges Marriott Bonvoy American Express Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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