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Miles & More Gold Credit Card
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Deutsche Bank (Miles & More)Germany

Miles & More Gold Credit Card

Annual Fee
€138/ year

Germany's most popular miles card — protect Miles & More from expiry just by holding it.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Mile expiry protection (industry-unique benefit)
  • Welcome 4,000 premium miles
  • 1 mile per €2 base earn (no cap)
  • Comprehensive travel insurance bundled
  • Now backed by Deutsche Bank (improved benefits)

The Bad

  • €138/year (€11.50/month) annual fee
  • Miles only redeem with Lufthansa Group & Star Alliance
  • Low base earn rate (1 mile per €2)
  • No lounge access included

Lounge Access

0 lounge networks included

Guest Policy

Lufthansa Business Lounge: 1 voucher per year (cardholder OR guest)

Purchase APR

Pay Over Time variable

Credit Score

Good (Schufa-eligible)

Limited Time Offer

4,000 Welcome Premium Miles + Worldshop Discount

Offer Terms & Eligibility:

Awarded upon card activation + first transaction.

Lounge Networks

0 Included

Additional Travel Perks

4,000 Premium Welcome Miles + Lufthansa Worldshop Discount
1 Mile per €2 Spend (No Minimum, Uncapped)
Unlimited Mile Validity (As Long As Card Is Active)
Travel Cancellation Insurance
Foreign Travel Health Insurance
Rental Car Full Coverage Insurance
24/7 Travel Assistance Service
First Month Annual Fee Waived
Issued by Deutsche Bank (Since 2025)

Lounges Miles & More Gold Credit Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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