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HSBC Emirates Skywards Signature Credit Card
HSBC UAE's mid-tier Emirates Skywards card — the iconic Burj Khalifa design with direct Skywards miles earn.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Iconic Dubai skyline / Burj Khalifa card design
- Welcome up to 20,000 Skywards miles
- Direct Emirates Skywards miles (no transfer)
- Lower annual fee than Infinite tier
- Visa Signature concierge
The Bad
- AED 525 annual fee
- Lower earn rates than Infinite (1.5 vs 3 miles/AED)
- Lounge access limited (not unlimited)
- Miles only with Emirates/flydubai
Lounge Access
1 lounge network included
Guest Policy
Limited Marhaba lounge access per visit
Purchase APR
3.50% Monthly (42% APR)
Credit Score
Good (Income AED 12,000+/month)
Limited Time Offer
Up to 20,000 Welcome Skywards Miles
Offer Terms & Eligibility:
Awarded on activation + qualifying spend.Lounge Networks
1 IncludedAdditional Travel Perks
Lounges HSBC Emirates Skywards Signature Credit Card Opens
No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks for the listed benefits (Marhaba). That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.
For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.
Popular Airports With Lounges
Marhaba lounges are available at hundreds of airports worldwide