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Chase Sapphire Preferred® Card
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ChaseUnited States

Chase Sapphire Preferred® Card

Annual Fee
$95/ year

The best-value travel card on the market — transfer Ultimate Rewards 1:1 to 14 airline and hotel partners.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 75,000 Points (Spend $5k in 3 months)
  • 5x on Chase Travel, 3x on Dining, Online Grocery & Streaming
  • 1:1 Point Transfer to 14 Travel Partners (Hyatt, United, Air Canada)
  • Best-in-class Trip Delay & Cancellation Coverage
  • Reasonable $95 Annual Fee

The Bad

  • No Lounge Access
  • Subject to Chase 5/24 Approval Rule
  • Hotel Credit Limited to Chase Travel Bookings

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

19.24% – 29.99% Variable

Credit Score

Good/Excellent (690+)

Limited Time Offer

75,000 Bonus Points

Offer Terms & Eligibility:

Spend $5,000 in first 3 months. Offer may vary.

Lounge Networks

0 Included

Additional Travel Perks

$50 Annual Chase Travel Hotel Credit
10% Anniversary Points Bonus (on prior-year purchases)
DashPass Membership ($120 value, through Dec 2027)
5x Lyft Points (through Sep 2027)
No Foreign Transaction Fees
Trip Cancellation & Interruption Insurance
Primary Auto Rental Collision Damage Waiver

Lounges Chase Sapphire Preferred® Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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