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Bank of America® Premium Rewards® Elite Credit Card
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Bank of AmericaUnited States

Bank of America® Premium Rewards® Elite Credit Card

Annual Fee
$550/ year

Premium travel card with up to 4 Priority Pass memberships and $570+ in annual credits.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 75,000 Points ($750 value) after $5k in 90 days
  • 2x on Travel & Dining, 1.5x on All Other Purchases
  • Up to 4 Authorized Users with Free Priority Pass
  • Preferred Rewards stacks up to 3.5x/2.625x earning
  • Visa Infinite benefits + 24/7 concierge

The Bad

  • High Annual Fee ($550)
  • Lower base earn rate vs Chase Sapphire Reserve
  • Best value requires $100k+ at BofA/Merrill
  • Lifestyle credit limited to specific merchants

Lounge Access

2 lounge networks included

Guest Policy

Priority Pass Select: up to 4 complimentary memberships

Purchase APR

19.49% – 27.49% Variable

Credit Score

Excellent (740+)

Limited Time Offer

75,000 Online Bonus Points

Offer Terms & Eligibility:

Spend $5,000 in first 90 days. Offer may vary.

Lounge Networks

2 Included
Priority Pass Select
Included
Priority Pass
Included

Additional Travel Perks

$300 Airline Incidental Credit (seat upgrades, baggage, lounge)
$150 Lifestyle Credit (streaming, food delivery, fitness, rideshare)
$120 Global Entry or TSA PreCheck Credit (every 4 years)
Preferred Rewards bonus up to 75% with $100k Merrill/BofA balance
Visa Infinite Hotel Collection & Concierge
$0 Fraud Liability Guarantee
No Foreign Transaction Fees

Lounges Bank of America® Premium Rewards® Elite Credit Card Opens

339 lounges tracked across 172 airports, derived from this card's network coverage.

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

Popular Airports With Lounges

Priority Pass Select and Priority Pass lounges are available at hundreds of airports worldwide

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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