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Tarjeta BBVA Platinum
BBVA México's premium credit card with Visa Grand Lounge Elite access across Latin America. Annual fee MX$2,579 excluding VAT.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Annual fee waivable for life (with criteria)
- Up to $4,900 MXN welcome cashback promotion
- Free supplementary cards with same benefits
- 1.5% BBVA Points base earn is competitive
- Visa concierge + travel insurance bundled
The Bad
- No Priority Pass lounge access (Fila Preferente only)
- BBVA Points worth less than premium issuer points
- $50k MXN/month minimum income required
- Branding still appears as 'Bancomer' on legacy card art
Lounge Access
1 lounge network included
Guest Policy
Grand Lounge Elite (Visa) — limited annual visits
Purchase APR
31.95% Variable
Credit Score
Good (Income $50k+ MXN/month)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real MX$2,579 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- MX$7,200/yr
- Annual fee
- MX$2,579/yr
- Net for your usage
- +MX$4,621
At MX$900 per visit, you cover the fee at about 3 visits per year. This card opens 339 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Year-2+ Fee Waiver at MX$750,000 Annual Spend
Offer Terms & Eligibility:
Starting in the second year of the card, the cardholder's administration fee is waived provided annual purchases total MX$750,000 or more. Fee shown excludes 16% IVA (VAT).Lounge Networks
1 IncludedAdditional Travel Perks
Lounges Tarjeta BBVA Platinum Opens
339 lounges tracked across 172 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Visa Airport Companion lounges are available at hundreds of airports worldwide