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Axis Bank Atlas Credit Card
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Axis BankIndia

Axis Bank Atlas Credit Card

Annual Fee
₹5,000/ year

India's best pure-miles card — 2.5X on travel and a 1:2 transfer ratio to 20+ airline/hotel partners.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Industry-leading 1:2 EDGE Miles transfer ratio to airline/hotel partners
  • Tier system rewards bigger spenders (Platinum = 12 intl lounge visits)
  • Direct travel insurance bundled
  • EDGE Miles credited on annual fee payment (offset cost)
  • Welcome 2,500 EDGE Miles on first transaction

The Bad

  • ₹5,000 + GST annual fee not waivable
  • Lounge visit count depends on tier (Silver tier limited)
  • EDGE Miles only valuable when transferred to specific partners
  • ₹9 Lakh+ income required

Lounge Access

1 lounge network included

Guest Policy

8 domestic + 6 international lounge visits/year (Gold Tier)

Purchase APR

3.6% per month (43.2% p.a.)

Credit Score

Good/Excellent (CIBIL 720+, Income ₹9L+)

Limited Time Offer

2,500 Bonus EDGE Miles + Welcome Tier Activation

Offer Terms & Eligibility:

Bonus EDGE Miles credited on first transaction within 37 days of card setup.

Lounge Networks

1 Included
Priority Pass
Included

Additional Travel Perks

2,500 Bonus EDGE Miles on Activation (First Transaction within 37 Days)
2.5X Reward Points on Travel via Travel EDGE Portal
8 Domestic Lounge Visits Per Year
Up to 6 International Lounge Visits Per Year (Gold Tier)
Up to 12 International Lounge Visits Per Year (Platinum Tier)
Tier System: Silver (₹3L) / Gold (₹7.5L) / Platinum (₹15L) Annual Spend
1:2 EDGE Miles to Airline/Hotel Partner Transfer Ratio
20+ Travel Partner Network (Air India, Singapore Airlines, Marriott, Hyatt)
Complimentary Travel Insurance (Air Accident, Lost Baggage)
EDGE Miles Credited on Annual Fee Payment

Lounges Axis Bank Atlas Credit Card Opens

339 lounges tracked across 172 airports, derived from this card's network coverage.

GRU(8 lounges)
EZE(5 lounges)
SIN(5 lounges)
BOM(4 lounges)
DXB(4 lounges)
PER(4 lounges)
AUS(3 lounges)
BCN(3 lounges)
BHX(3 lounges)
BKK(3 lounges)
BNE(3 lounges)
BOG(3 lounges)

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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