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American Express® Velocity Platinum Card
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American ExpressAustralia

American Express® Velocity Platinum Card

Annual Fee
A$440/ year

A free Virgin Australia flight every year + lounge access on every Virgin domestic trip.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 50,000 Velocity Points (Spend A$5k in 3 months)
  • Free annual return Virgin domestic flight (worth A$300-500)
  • Virgin Lounge access on Virgin domestic flights + 2 guest passes
  • Status Credit accelerators to reach Velocity Gold/Platinum
  • International travel insurance bundled

The Bad

  • A$440 annual fee
  • Lounge access only on Virgin Australia flights
  • Amex acceptance limited in AU at smaller merchants
  • Free flight subject to selected city pairs

Lounge Access

1 lounge network included

Guest Policy

Virgin Australia domestic lounges: cardholder when flying VA + 2 single-entry guest passes/yr

Purchase APR

23.99% Variable

Credit Score

Good/Excellent (Income A$65k+)

Limited Time Offer

50,000 Bonus Velocity Points

Offer Terms & Eligibility:

Spend A$5,000 in first 3 months of card approval. Offer for new Amex cardholders.

Lounge Networks

1 Included
Virgin Australia Lounge
Included

Additional Travel Perks

Complimentary Return Virgin Australia Domestic Flight Annually
Virgin Australia Lounge Access on Virgin Domestic Travel
2 Virgin Australia Lounge Guest Passes
50 Velocity Status Credits at A$25,000 Spend (up to 100 total)
1.25 Velocity Points per A$1 on Most Eligible Spend
2.25 Velocity Points per A$1 on Virgin Australia
Complimentary International Travel Insurance
0% FX on Velocity-Earning Eligible Foreign Currency Spend

Lounges American Express® Velocity Platinum Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks for the listed benefits (Virgin Australia Lounge). That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

Popular Airports With Lounges

Virgin Australia Lounge lounges are available at hundreds of airports worldwide

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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