Skip to main content
Back to All Cards

Affiliate disclosure. AirportLounge.com may earn a commission when readers apply for cards through links on this page. Editorial recommendations and the information presented here are independent of any commercial relationship. Read the full policy.

American Express® Singapore Airlines KrisFlyer Ascend Credit Card
Visit issuer site

You will be redirected to the card issuer's official website.

American ExpressSingapore

American Express® Singapore Airlines KrisFlyer Ascend Credit Card

Annual Fee
SGD 397.85/ year

The fastest path to KrisFlyer Elite Gold status without flying — and a free Hilton night every year.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: Up to 43,500 KrisFlyer Miles
  • Annual Hilton free night included (worth S$200-S$400+)
  • 10,000 KrisFlyer Miles voucher every renewal
  • Elite Gold status at S$15k SIA spend (skip flying threshold)
  • Direct KrisFlyer miles earn (no transfer needed)

The Bad

  • S$397.85 annual fee with no waiver
  • No lounge access included (status path is via SIA flights)
  • Amex acceptance limited in Singapore (vs. Visa/Mastercard)
  • S$50k annual income required
  • No complimentary lounge access since 2025 refresh (was removed with $50 fee hike)

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

27.80% Purchase / 28.00% Cash Advance

Credit Score

Good/Excellent

Limited Time Offer

Up to 43,500 KrisFlyer Miles + Renewal Bonuses

Offer Terms & Eligibility:

Welcome miles + ongoing renewal voucher and milestone bonuses.

Lounge Networks

0 Included

Additional Travel Perks

10,000 Renewal KrisFlyer Miles Voucher Annually (one-off discount on bookings)
Complimentary Hilton Night Stay at Participating Hotels Annually
2 KrisFlyer Miles per S$1 on SIA/Scoot Flights, KrisShop & Pelago
18,000 KrisFlyer Miles Voucher at S$10k FCY Spend
KrisFlyer Elite Gold Auto-Upgrade at S$15k SIA/Scoot Spend (12 months)
20,000 KrisFlyer Miles per Successful Referral (up to 3/year)
Free First 2 Supplementary Cards (Year 1)

Lounges American Express® Singapore Airlines KrisFlyer Ascend Credit Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

We use cookies to enhance your experience. Affiliate attribution is strictly necessary for our service to function.