Singapore card comparison
Citi Prestige Card vs DBS Vantage Visa Infinite Card
The Citi Prestige Singapore and the DBS Vantage Visa Infinite are the two flagship premium-tier cards from Singapore's big banks. Both include Priority Pass; the Vantage has unlimited guest visits, while the Prestige uses Citi's ThankYou points and has its own miles structure. The decision usually depends on which bank the cardholder already uses.
Last reviewed: . Card information is summarized from issuer benefit pages and is reviewed periodically. Always verify current terms with the issuer before applying.
Citi
Citi Prestige Card
DBS
DBS Vantage Visa Infinite Card
Side-by-side comparison
| Dimension | Citi Prestige Card | DBS Vantage Visa Infinite Card |
|---|---|---|
| Issuer | Citi | DBS |
| Issuing country | Singapore | Singapore |
| Annual fee | SGD 651.82 | SGD 599.50 |
| Lounge networks |
|
|
| Lounges this card opens (tracked) | 339 lounges across 172 airports | 339 lounges across 172 airports |
| Guest policy | 12 complimentary Priority Pass visits/year (Principal cardholder) | 10 complimentary visits per 12-month period (Principal) |
| Credit score | Excellent (S$120k Income) | Excellent (S$120k Income) |
| Purchase APR | 27.8% p.a. | 27.8% p.a. |
Who should pick which
Pick the Citi if
Best for travelers who already have a Citi banking relationship in Singapore and want Citi ThankYou point flexibility.
See full Citi Prestige Card detailsPick the DBS if
Best for travelers who want the unlimited Priority Pass guest perk and bank with DBS.
See full DBS Vantage Visa Infinite Card detailsStrengths and trade-offs
Citi Prestige Card
Strengths
- Unlimited 4th Night Free on Hotel Stays
- 12 Complimentary Priority Pass Visits/Year (Principal Cardholder)
- Generous Earn Rate (2mpd FX / 1.3mpd Local)
- Welcome Offer: 45k Miles (New Cardholders) or 65k Miles (Citigold)
Trade-offs
- High Annual Fee S$651.82 (mandatory for miles offer)
- Strict Income Requirement (S$120k p.a.)
- Limo benefits subject to S$12,000 quarterly minimum spend
- Guest lounge visits chargeable unless specified
DBS Vantage Visa Infinite Card
Strengths
- Flexible Rewards: Switch between Miles (2.2mpd) or Cashback (2.2%)
- 10 Free Priority Pass Visits/Year
- Complimentary Accor Hotel Night & Dining Discounts
- Fee Waived with S$60k Spend (Until Aug 2026)
Trade-offs
- High Annual Fee S$599.50 (First year non-waivable)
- Fee Waiver Eligibility Ceases Aug 2026
- High Income Requirement (S$120,000 p.a.)
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