Singapore card comparison
DBS Vantage Visa Infinite Card vs HSBC Premier Mastercard
The DBS Vantage Visa Infinite and the HSBC Premier Singapore card are the two mass-market premium cards in Singapore with strong lounge coverage. The Vantage carries unlimited Priority Pass guest access, which is rare even among premium cards globally. The HSBC Premier is gated to Premier banking and works best for customers already with HSBC.
Last reviewed: . Card information is summarized from issuer benefit pages and is reviewed periodically. Always verify current terms with the issuer before applying.
DBS
DBS Vantage Visa Infinite Card
HSBC
HSBC Premier Mastercard
Side-by-side comparison
| Dimension | DBS Vantage Visa Infinite Card | HSBC Premier Mastercard |
|---|---|---|
| Issuer | DBS | HSBC |
| Issuing country | Singapore | Singapore |
| Annual fee | SGD 599.50 | SGD 708.50 |
| Lounge networks |
|
|
| Lounges this card opens (tracked) | 339 lounges across 172 airports | 339 lounges across 172 airports |
| Guest policy | 10 complimentary visits per 12-month period (Principal) | Unlimited for Primary & 3 Supplementary Cards |
| Credit score | Excellent (S$120k Income) | Excellent (S$65k Income) |
| Purchase APR | 27.8% p.a. | 27.8% p.a. |
Who should pick which
Pick the DBS if
Best for travelers who want unlimited free guest entries on Priority Pass and a strong DBS banking relationship.
See full DBS Vantage Visa Infinite Card detailsPick the HSBC if
Best for HSBC Premier banking customers who qualify for the card without a separate fee and want LoungeKey coverage in Asia and Europe.
See full HSBC Premier Mastercard detailsStrengths and trade-offs
DBS Vantage Visa Infinite Card
Strengths
- Flexible Rewards: Switch between Miles (2.2mpd) or Cashback (2.2%)
- 10 Free Priority Pass Visits/Year
- Complimentary Accor Hotel Night & Dining Discounts
- Fee Waived with S$60k Spend (Until Aug 2026)
Trade-offs
- High Annual Fee S$599.50 (First year non-waivable)
- Fee Waiver Eligibility Ceases Aug 2026
- High Income Requirement (S$120,000 p.a.)
HSBC Premier Mastercard
Strengths
- Unlimited Lounge Access for Primary + 3 Supps
- High Earn Rate: 1.4 mpd (Local) / 2.3 mpd (FX)
- Fee Waived for Premier Customers (S$200k TRB)
- Comprehensive Travel Insurance (Family covered)
Trade-offs
- High Annual Fee S$708.50 (if not waived)
- Limo benefits require S$12k spend/qtr or S$1.2M TRB
- Guest visits generally chargeable (policy varies)
Affiliate disclosure. AirportLounge.com may earn a commission when readers apply for cards through links on this page. The comparison above and editorial verdicts are independent of any commercial relationship. Read the full policy.