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Citi Prestige Card
Premium travel card with unlimited 4th night free hotel stays and global airport lounge access.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Unlimited 4th Night Free on Hotel Stays
- 12 Complimentary Priority Pass Visits/Year (Principal Cardholder)
- Generous Earn Rate (2mpd FX / 1.3mpd Local)
- Welcome Offer: 45k Miles (New Cardholders) or 65k Miles (Citigold)
The Bad
- High Annual Fee S$651.82 (mandatory for miles offer)
- Strict Income Requirement (S$120k p.a.)
- Limo benefits subject to S$12,000 quarterly minimum spend
- Guest lounge visits chargeable unless specified
Lounge Access
2 lounge networks included
Guest Policy
12 complimentary Priority Pass visits/year (Principal cardholder)
Purchase APR
27.8% p.a.
Credit Score
Excellent (S$120k Income)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real SGD 651.82 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- SGD 520/yr
- Annual fee
- SGD 651.82/yr
- Net for your usage
- -SGD 131.82
At SGD 65 per visit, you cover the fee at about 11 visits per year. This card opens 339 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Up to 112,500 TY Points (45,000 Miles) — Up to 162,500 TY Points for Citigold (65,000 Miles)
Offer Terms & Eligibility:
New Cardholders: Pay S$651.82 annual fee + Spend S$14,000 in first 2 months. Citigold/Private Client: S$10,000–S$12,000 spend. Valid 27 Jan–30 Jun 2026.Lounge Networks
2 IncludedAdditional Travel Perks
Lounges Citi Prestige Card Opens
339 lounges tracked across 172 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Priority Pass and DragonPass lounges are available at hundreds of airports worldwide