Canada card comparison
CIBC Aventura® Visa Infinite* Card vs TD® Aeroplan® Visa Infinite* Card
The CIBC Aventura Visa Infinite and the TD Aeroplan Visa Infinite are mid-tier Canadian cards in the same fee band, both with limited lounge access (passes per year rather than full membership). The decision usually comes down to which loyalty currency the traveler already collects and which bank they already use.
Last reviewed: . Card information is summarized from issuer benefit pages and is reviewed periodically. Always verify current terms with the issuer before applying.
CIBC
CIBC Aventura® Visa Infinite* Card
TD
TD® Aeroplan® Visa Infinite* Card
Side-by-side comparison
| Dimension | CIBC Aventura® Visa Infinite* Card | TD® Aeroplan® Visa Infinite* Card |
|---|---|---|
| Issuer | CIBC | TD |
| Issuing country | Canada | Canada |
| Annual fee | CA$139 | CA$139 |
| Lounge networks |
|
|
| Lounges this card opens (tracked) | 339 lounges across 172 airports | 6 lounges across 6 airports |
| Guest policy | 4 complimentary visits/year (Cardholder & Guests) | Free First Checked Bag (Up to 8 companions) |
| Credit score | Good/Excellent (Income $60k+) | Excellent (Income $60k+) |
| Purchase APR | 21.99% (Purchases) / 22.99% (Advances) | 21.99% (Purchases) / 22.99% (Advances) |
Who should pick which
Pick the CIBC if
Best for travelers who want Aventura points as a flexible currency, redeem against any airline, and use CIBC for everyday banking.
See full CIBC Aventura® Visa Infinite* Card detailsPick the TD® if
Best for travelers who fly Air Canada, earn Aeroplan as their primary currency, and bank with TD.
See full TD® Aeroplan® Visa Infinite* Card detailsStrengths and trade-offs
CIBC Aventura® Visa Infinite* Card
Strengths
- Welcome Bonus: Up to 60,000 Aventura Points
- First Year Annual Fee Rebate ($139 value)
- 4 Complimentary Lounge Visits (Visa Airport Companion)
- NEXUS™ Application Fee Rebate
- Save on Gas with Journie Rewards
Trade-offs
- Minimum Income Requirement ($60k personal / $100k household)
- Lounge visits limited to 4 per year
- Points redemption rates vary by category
TD® Aeroplan® Visa Infinite* Card
Strengths
- Welcome Bonus: Up to 45,000 Aeroplan Points
- First Year Annual Fee Rebate
- Free First Checked Bags on Air Canada
- NEXUS Fee Rebate
- Earn 1.5x on Gas, Grocery, Air Canada
Trade-offs
- High Annual Fee ($139) after first year
- Income Requirement ($60k personal / $100k household)
- Best benefits limited to Air Canada
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