Canada card comparison
The Platinum Card® vs RBC Avion Visa Infinite Privilege
The Amex Platinum Canada and the RBC Avion Visa Infinite Privilege are the two cards Canadians compare when shopping at the top of the premium tier. The Platinum has the strongest lounge coverage (Priority Pass + Centurion at participating locations). The Avion Visa Infinite Privilege has DragonPass, an annual travel credit, and the strongest Avion Rewards earn rate.
Last reviewed: . Card information is summarized from issuer benefit pages and is reviewed periodically. Always verify current terms with the issuer before applying.
American Express
The Platinum Card®
RBC
RBC Avion Visa Infinite Privilege
Side-by-side comparison
| Dimension | The Platinum Card® | RBC Avion Visa Infinite Privilege |
|---|---|---|
| Issuer | American Express | RBC |
| Issuing country | Canada | Canada |
| Annual fee | CA$799 | CA$399 |
| Lounge networks |
|
|
| Lounges this card opens (tracked) | 367 lounges across 177 airports | 339 lounges across 172 airports |
| Guest policy | 2 guests at Centurion Lounges | 6 complimentary passes/year |
| Credit score | Very Good (725+) | Excellent (Income $200k Household) |
| Purchase APR | 30% (Due in Full) / 21.99% (Flexible) | 20.99% (Purchases) / 22.99% (Advances) |
Who should pick which
Pick the The if
Best for travelers who want the broadest lounge access on a Canadian-issued card, particularly Centurion access on US travel.
See full The Platinum Card® detailsPick the RBC if
Best for travelers who want a Visa-network premium card (broader merchant acceptance globally), value RBC banking relationships, and prefer DragonPass over Priority Pass.
See full RBC Avion Visa Infinite Privilege detailsStrengths and trade-offs
The Platinum Card®
Strengths
- Welcome Bonus: Up to 100,000 MR Points (70k first 3 months + 30k at month 15-17)
- Unlimited Global Lounge Collection Access (Centurion, Priority Pass, Plaza Premium, Maple Leaf)
- $200 Annual Travel Credit + $200 Annual Dining Credit
- Marriott & Hilton Gold Status
Trade-offs
- High annual fee ($799 CAD)
- Due in full or 21.99% on flexible option
- FX fees apply (2.5%)
- Lounge access changing to spend-based model from January 2027
RBC Avion Visa Infinite Privilege
Strengths
- Welcome Bonus: Up to 70,000 Avion Points ($1,500 value)
- 6 Complimentary Global Lounge Passes
- Priority Airport Services (Security, Parking, Taxi)
- Visa Infinite Privilege Constierge & Dining Series
- Extensive Insurance including Mobile Device
Trade-offs
- High Annual Fee ($399)
- High Income Requirement ($200k Household)
- Strict Credit Score Requirement
Affiliate disclosure. AirportLounge.com may earn a commission when readers apply for cards through links on this page. The comparison above and editorial verdicts are independent of any commercial relationship. Read the full policy.