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Citi Strata Elite℠ Card
Premium travel card with Priority Pass and Admirals Club access
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Access to 1,500+ lounges via Priority Pass
- 4 Admirals Club passes annually
- $300 Annual Hotel Benefit, $200 Splurge Credit & $200 Blacklane Credit
- 12x points on Hotels/Cars via Citi Travel
The Bad
- High annual fee ($495)
- Admirals Club access is limited to 4 passes
- Requires good/excellent credit
Lounge Access
2 lounge networks included
Guest Policy
2 guests
Purchase APR
20.24% - 29.24% Variable
Credit Score
Excellent (740+)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real $495 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- $400/yr
- Annual fee
- $495/yr
- Net for your usage
- -$95
At $50 per visit, you cover the fee at about 10 visits per year. This card opens 351 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Lounge Networks
2 IncludedAdditional Travel Perks
Lounges Citi Strata Elite℠ Card Opens
351 lounges tracked across 176 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 164 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Priority Pass Select and Admirals Club lounges are available at hundreds of airports worldwide