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Citi® / AAdvantage® Executive World Elite Mastercard®
The ultimate card for American Airlines flyers with full Admirals Club membership.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: 100,000 Miles (Spend $10k in 3 months)
- Complimentary Admirals Club membership (worth $850)
- Up to $360 in Annual Credits (Lyft, Grubhub, Avis/Budget)
- Earn 4X Miles on AA & 10X on Hotels/Cars (AA Portal)
- Earn Loyalty Points Bonuses to reach status faster
The Bad
- High Annual Fee ($595)
- Authorized User Fee: $175 for first 3, then $175 for each additional
- Credits require specific usage (e.g., 3 Lyft rides/month)
- No widespread lounge access outside Admirals Club
Lounge Access
1 lounge network included
Guest Policy
2 guests or immediate family (Admirals Club)
Purchase APR
19.49% - 29.49% Variable
Credit Score
Excellent
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real $595 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- $400/yr
- Annual fee
- $595/yr
- Net for your usage
- -$195
At $50 per visit, you cover the fee at about 12 visits per year. This card opens 16 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
100,000 AAdvantage® Bonus Miles
Offer Terms & Eligibility:
Spend $10,000 in first 3 months. Limited time offer.Lounge Networks
1 IncludedAdditional Travel Perks
Lounges Citi® / AAdvantage® Executive World Elite Mastercard® Opens
16 lounges tracked across 14 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 2 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Admirals Club lounges are available at hundreds of airports worldwide