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BMO Escape Credit Card
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BMOUnited States

BMO Escape Credit Card

Annual Fee
$150/ year

Travel rewards card with Priority Pass, hotel credits, and no foreign transaction fees.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 45,000 Points (Spend $5k in 3 months)
  • 4x Points on Dining & Airfare; 3x on Hotels/Tours/Cruises; 2x on Rideshare/Car Rentals
  • Priority Pass Membership + 2 Free Lounge Visits
  • $240 Annual Hotel Credit ($20/month)
  • $100 Trusted Traveler Application Credit (Global Entry/NEXUS/TSA PreCheck)
  • No Foreign Transaction Fees

The Bad

  • Annual Fee $150 USD
  • Variable APR (18.49% - 27.49%)
  • Lounge visits limited to 2 per year
  • Quarterly cap on bonus category earning ($3,000 combined)

Lounge Access

1 lounge network included

Guest Policy

2 free visits/year (Cardholder)

Purchase APR

18.49% - 27.49% Variable

Credit Score

Good/Excellent

Is the annual fee worth it for you?

Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real $150 annual fee. This counts lounge value only, not credits, points, or other perks.

040+

Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.

Estimated lounge value
$400/yr
Annual fee
$150/yr
Net for your usage
+$250

At $50 per visit, you cover the fee at about 3 visits per year. This card opens 339 lounges we track.

Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.

Limited Time Offer

45,000 Bonus Points

Offer Terms & Eligibility:

Spend $5,000 within first 3 months of account opening.

Lounge Networks

1 Included
Priority Pass
Included

Additional Travel Perks

Priority Pass Membership + 2 Free Visits
$240 Hotel Credit ($20/month when spending $200+/month at hotels)
$100 Trusted Traveler Credit (Global Entry/NEXUS/TSA PreCheck, every 4 years)
No Foreign Transaction Fees
Cellular Wireless Telephone Protection (up to $600)

Lounges BMO Escape Credit Card Opens

339 lounges tracked across 172 airports, derived from this card's network coverage.

View all 339 lounges

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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