What is AirportLounge.com?

AirportLounge.com is a free, informational guide that explains airport lounges worldwide and how travelers can access them.

Does AirportLounge.com sell airport lounge access?

No. AirportLounge.com does not sell lounge passes or issue credit cards.

How do travelers access airport lounges?

Travelers typically access airport lounges through eligible credit cards, lounge memberships, airline status, or paid entry where available.

Is AirportLounge.com affiliated with credit card issuers?

AirportLounge.com may participate in affiliate programs, but all content is informational and editorially independent.

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Affiliate disclosure. AirportLounge.com may earn a commission when readers apply for cards through links on this page. Editorial recommendations and the information presented here are independent of any commercial relationship. Read the full policy.

Standard Chartered Simply Cash Visa Card

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You will be redirected to the card issuer's official website.

Standard Chartered Hong KongHong Kong

Standard Chartered Simply Cash Visa Card

Annual Fee

HK$2,000/ year

Hong Kong's simplest premium cashback card — uncapped 1.5% on overseas and online spend.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: May 2026. Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

1.5% uncapped cashback on FCY and online spend
0% FX conversion fees
First-year annual fee waived
Up to HK$1,200 welcome cashback
Simple flat-rate cashback structure

The Bad

HK$2,000 annual fee from year 2
No lounge access
Visa Signature tier (not Visa Infinite)
Local spend at lower 1% rate

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

36.36% APR

Credit Score

Good (Income HK$96,000+/year)

Limited Time Offer

Up to HK$1,200 Welcome Cashback + First-Year Fee Waived

Offer Terms & Eligibility:

Welcome cashback credited on spend milestones in first 90 days.

Lounge Networks

0 Included

Additional Travel Perks

1.5% Unlimited Cashback on Eligible Foreign Currency Spend

1.5% Cashback on Online Spend

1% Cashback on All Other Local Spend

Up to HK$1,200 Welcome Cashback Bonus

No Caps on Cashback Earnings

Auto-Credit to Card Account

0% Foreign Currency Conversion Fees

Mastercard Visa Signature Concierge

Travel Insurance Coverage

First-Year Annual Fee Waived

Lounges Standard Chartered Simply Cash Visa Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.