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NAB Qantas Rewards Signature Card
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NABAustralia

NAB Qantas Rewards Signature Card

Annual Fee
A$420/ year

Direct Qantas Points earn from a Big Four bank — strong insurance suite and concierge included.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 100,000 Points + A$250 Cashback (Spend A$5k in 90 days)
  • Additional 30,000 Points after 12 months for retention
  • Free Qantas Frequent Flyer membership (A$99.50 saved)
  • 5 complimentary insurances incl. international travel
  • First-year fee discount (A$320)

The Bad

  • 1 QF Point/A$1 only up to A$5k per statement (then drops)
  • No lounge access included
  • 3% foreign transaction fee
  • A$75,000 minimum income required
  • No direct lounge access (no Qantas Club passes, no PP, no DragonPass)

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

19.99% Variable

Credit Score

Good (Income A$75k+)

Limited Time Offer

100,000 Qantas Points + A$250 Cashback

Offer Terms & Eligibility:

Spend A$5,000 in first 90 days. Plus 30,000 retention bonus after 12 months.

Lounge Networks

0 Included

Additional Travel Perks

First-Year Annual Fee Reduced to A$320 (saving A$100)
1 Qantas Point per A$1 on Everyday Spend (up to A$5,000/statement period)
0.5 Qantas Points per A$1 between A$5,000-A$20,000
1 Additional Qantas Point per A$1 on Eligible Qantas Spend
Free Qantas Frequent Flyer Membership (A$99.50 value)
5 Complimentary Insurances (incl. International Travel Insurance)
24/7 NAB Signature Concierge
0% p.a. on Balance Transfers for 12 Months (3% BT fee)

Lounges NAB Qantas Rewards Signature Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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