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AirportLounge.com is a free, informational guide that explains airport lounges worldwide and how travelers can access them.

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How do travelers access airport lounges?

Travelers typically access airport lounges through eligible credit cards, lounge memberships, airline status, or paid entry where available.

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Mashreq BankUnited Arab Emirates

Mashreq Cashback Credit Card

Annual Fee

Free/ year

The UAE's most popular fee-free cashback card — 5% unlimited dining cashback with no caps.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: May 2026. Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

Lifetime free — zero annual fee
5% unlimited dining cashback (no caps)
AED 500 welcome cashback
Free supplementary cards with same benefits
Accepts Apple Pay & contactless

The Bad

No lounge access included
Lower 0.33% on bills/utilities
Cashback expires after 24 months
Min cashback redemption AED 100

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

3.45% Monthly (41.4% APR)

Credit Score

Good (Income AED 5,000+/month)

Limited Time Offer

AED 500 Welcome Cashback

Offer Terms & Eligibility:

Spend AED 5,000 within first 2 months of card issuance.

Lounge Networks

0 Included

Additional Travel Perks

Free for Life — No Annual Fee Ever

5% Unlimited Cashback on All Dining (Local & International)

1% Unlimited Cashback on International (Non-AED) Purchases

1% Unlimited Cashback on Other Local Purchases

0.33% Cashback on Government/Utilities/Education/Charity/Fuel/Rent/Telecom

AED 500 Welcome Cashback (Spend AED 5,000 in 60 Days)

Cashback Auto-Credited at AED 100 Threshold

Free for Primary AND Supplementary Cards

24-Month Cashback Validity

Lounges Mashreq Cashback Credit Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.