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Latitude 28° Global Platinum Mastercard
Travel better with no foreign transaction fees, global data, and flight delay lounge access.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- $0 Annual Fee in 1st year ($96 afterwards, waivable)
- No Int'l Transaction or Currency fees
- Free 3GB Global Data & Flight Delay Pass
The Bad
- High purchase interest rate (27.99% p.a.)
- Payment handling fees apply ($1.95+)
- Late payment fee $45
Lounge Access
1 lounge network included
Guest Policy
Lounge access if flight delayed 2+ hours
Purchase APR
27.99% p.a. (Purchases) / 29.99% p.a. (Cash)
Credit Score
Good (650+)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real A$96 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- A$520/yr
- Annual fee
- A$96/yr
- Net for your usage
- +A$424
At A$65 per visit, you cover the fee at about 2 visits per year.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Lounge Networks
1 IncludedAdditional Travel Perks
Lounges Latitude 28° Global Platinum Mastercard Opens
No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks for the listed benefits (Mastercard Flight Delay Pass). That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.
For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.
Popular Airports With Lounges
Mastercard Flight Delay Pass lounges are available at hundreds of airports worldwide