Affiliate disclosure. AirportLounge.com may earn a commission when readers apply for cards through links on this page. Editorial recommendations and the information presented here are independent of any commercial relationship. Read the full policy.
You will be redirected to the card issuer's official website.
HSBC Star Alliance Credit Card
Fast track to Star Alliance Gold Status and 0% interest on flight bookings.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- $0 Annual Fee in the first year ($499 afterwards)
- Fast track to Star Alliance Gold (Spend $4k in 90 days)
- 0% interest for 6 months on Star Alliance flight bookings
The Bad
- Highest annual fee ($499 after 1st year)
- Higher purchase interest rate (19.99% p.a.)
- 3% Overseas Transaction Fee
Lounge Access
1 lounge network included
Guest Policy
Star Alliance Gold benefits
Purchase APR
19.99% p.a.
Credit Score
Excellent (Min Income $75k)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real A$499 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- A$520/yr
- Annual fee
- A$499/yr
- Net for your usage
- +A$21
At A$65 per visit, you cover the fee at about 8 visits per year. This card opens 68 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Lounge Networks
1 IncludedAdditional Travel Perks
Lounges HSBC Star Alliance Credit Card Opens
68 lounges tracked across 50 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 38 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Star Alliance Lounge lounges are available at hundreds of airports worldwide