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Diners Club Black Metal Edition
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HDFC BankIndia

Diners Club Black Metal Edition

Annual Fee
₹10,000/ year

India's premium metal card with unlimited lounge access, golf privileges, and complimentary memberships.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Unlimited Lounge Access for Primary & Add-on (1,300+ globally)
  • 6 Complimentary Golf Games per Quarter
  • Welcome: Club Marriott + Amazon Prime + Swiggy One
  • 10,000 Bonus Points per ₹4L spend/quarter

The Bad

  • Strict eligibility (Income > ₹1.75L/mo)
  • Diners Club acceptance slightly lower than Visa/Mastercard
  • Capping on reward redemption for flights

Lounge Access

2 lounge networks included

Guest Policy

Unlimited access for Primary & Add-on cardholders (1,300+ lounges)

Purchase APR

23.88% p.a. (1.99%/mo)

Credit Score

Excellent (750+)

Is the annual fee worth it for you?

Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real ₹10,000 annual fee. This counts lounge value only, not credits, points, or other perks.

040+

Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.

Estimated lounge value
₹12,000/yr
Annual fee
₹10,000/yr
Net for your usage
+₹2,000

At ₹1,500 per visit, you cover the fee at about 7 visits per year. This card opens 344 lounges we track.

Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.

Lounge Networks

2 Included
Priority Pass
Included
Lounge Access India
Included

Additional Travel Perks

6 Complimentary Golf Games per Quarter (100+ courses)
Complimentary Club Marriott + Amazon Prime + Swiggy One Memberships (Welcome Benefit)
10,000 Bonus Reward Points per ₹4L spend per calendar quarter
Up to 70% of booking value redeemable via reward points
Comprehensive Travel Insurance

Lounges Diners Club Black Metal Edition Opens

344 lounges tracked across 172 airports, derived from this card's network coverage.

View all 344 lounges

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

Popular Airports With Lounges

Priority Pass and Lounge Access India lounges are available at hundreds of airports worldwide

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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