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CIMB Visa Infinite
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CIMB BankSingapore

CIMB Visa Infinite

Annual Fee
Free/ year

Travel smarter with the best credit card for frequent flyers. Enjoy unlimited 2% cashback on overseas spending, free airport lounge access, and no annual fees.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Lifetime Free (No annual fee)
  • Unlimited 2% Cashback on Travel/Overseas (min spend S$2,000)
  • 3 Free Lounge Visits per year (DragonPass)
  • Free Travel Insurance (Up to S$1M coverage)

The Bad

  • High Income Requirement (S$120,000 p.a.)
  • Min spend S$2,000/month required for 2% rate
  • Lounge visits limited to 3 per year

Lounge Access

1 lounge network included

Guest Policy

Principal Cardmember only (3 visits/year)

Purchase APR

27.8% p.a.

Credit Score

Excellent (S$120k Income)

Is the annual fee worth it for you?

Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real Free annual fee. This counts lounge value only, not credits, points, or other perks.

040+

Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.

Estimated lounge value
SGD 520/yr
Annual fee
Free
Net for your usage
+SGD 520

This card has no annual fee, so every lounge visit is value gained. This card opens 339 lounges we track.

Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.

Lounge Networks

1 Included
DragonPass
Included

Additional Travel Perks

Unlimited 2% Cashback on Travel & Overseas Spend
Unlimited 1% Cashback on All Other Spend
3 Complimentary Global Lounge Visits (DragonPass)
Comp. Travel Insurance up to S$1 Million
Visa Infinite Concierge (24/7)

Lounges CIMB Visa Infinite Opens

339 lounges tracked across 172 airports, derived from this card's network coverage.

View all 339 lounges

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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