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British Airways American Express® Premium Plus Card
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American ExpressUnited Kingdom

British Airways American Express® Premium Plus Card

Annual Fee
£300/ year

The UK's flagship British Airways card. Spend £15k and unlock a 2-for-1 Companion Voucher in any cabin.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: 30,000 Avios (Spend £6,000 in 3 months)
  • Companion Voucher usable in First Class with enhanced availability
  • 1.5 Avios/£1 base earn (best UK Avios rate)
  • Voucher valid for 24 months — flexible booking window
  • Pro-rata annual fee refund on cancellation

The Bad

  • High £300 annual fee
  • Companion voucher requires £15k spend
  • Amex not universally accepted in UK
  • No included lounge access (BA Galleries access only via tier status)

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

108.0% Representative APR (variable)

Credit Score

Good/Excellent

Limited Time Offer

30,000 Bonus Avios

Offer Terms & Eligibility:

Spend £6,000 in first 3 months. Offer may vary.

Lounge Networks

0 Included

Additional Travel Perks

1.5 Avios per £1 on Everyday Spend
3 Avios per £1 on British Airways & BA Holidays
Companion Voucher at £15,000 Annual Spend (any cabin including First & Club World)
Companion Voucher Valid 24 Months
Enhanced Club World Award Availability with Companion Voucher
Tier Point Boosts toward British Airways Club status
Purchase Protection up to £2,500 per item
Travel Accident Insurance
Pro-rata Annual Fee Refund on Cancellation
BA Club tier benefits (lounge access) require Executive Club status from spending, not direct card benefit

Lounges British Airways American Express® Premium Plus Card Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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