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awa7® Visa Kreditkarte
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advanzia Bank (awa7)Germany

awa7® Visa Kreditkarte

Annual Fee
Free/ year

Germany's most ethical free credit card — 0% FX fees worldwide and donates to climate projects with every purchase.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Lifetime free (no annual fee, no conditions)
  • 0% FX fees worldwide
  • Free ATM withdrawals globally
  • Up to 7 weeks interest-free period
  • Climate-positive (donates per purchase)

The Bad

  • No lounge access
  • Optional travel insurance is paid add-on
  • No transferable rewards / cashback program
  • Limited brand recognition vs Barclays/DKB

Lounge Access

0 lounge networks included

Guest Policy

Cardholder only

Purchase APR

23.07% Variable

Credit Score

Good (Schufa-eligible)

Limited Time Offer

€0 Annual Fee Forever + Climate Donation

Offer Terms & Eligibility:

No fees, no minimum spend. Permanent waiver.

Lounge Networks

0 Included

Additional Travel Perks

Permanent Free for Life — €0 Annual Fee Ever
0% Foreign Currency Fees on All Spend (Card Payments and ATM)
Free Worldwide ATM Withdrawals
Up to 7 Weeks Interest-Free Period
Optional Travel Insurance Add-on at €1.70/Month
Donates Toward Climate Protection Projects on Spend
Apple Pay & Google Pay Compatible
Modern Digital-First Card Management App

Lounges awa7® Visa Kreditkarte Opens

No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.

For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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