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The Platinum Card®
The ultimate UK travel card with £400 dining credit and comprehensive global lounge access.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- £400 Global Dining Credit (£200 UK / £200 Abroad)
- Unlimited Lounge Access (1,550+ lounges)
- Comprehensive Worldwide Travel Insurance
- Marriott & Hilton Gold Status
The Bad
- High Annual Fee (£650)
- High Representative APR (688.5% Variable)
- FX fees apply (2.99%)
Lounge Access
4 lounge networks included
Guest Policy
1 guest complimentary
Purchase APR
Purchase Rate: 29.4% Variable
Credit Score
Excellent (£35k+ Income)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real £650 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- £320/yr
- Annual fee
- £650/yr
- Net for your usage
- -£330
At £40 per visit, you cover the fee at about 17 visits per year. This card opens 384 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Lounge Networks
4 IncludedAdditional Travel Perks
Lounges The Platinum Card® Opens
384 lounges tracked across 180 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 168 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Centurion Lounge and Priority Pass lounges are available at hundreds of airports worldwide