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The Platinum Credit Card®
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American ExpressMexico

The Platinum Credit Card®

Annual Fee
MX$3,700/ year

Mexico's premium lifestyle credit card with daily perks and travel security.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Free Annual Fee for the 1st Year (then $3,700 MXN)
  • 4 Free Priority Pass™ Accesses/Year (shareable)
  • $500 MXN Walmart Cashback (on $3,500+ spend)
  • 10% Discount at PriceTravel
  • Up to 3 Additional Cards at No Cost

The Bad

  • Income requirement $30,000 MXN/month
  • Insurance limits apply (e.g. $250k Travel Accident)
  • Fee for 4th+ additional card ($1,086 MXN + VAT)

Lounge Access

1 lounge network included

Guest Policy

4 free visits/year (shareable)

Purchase APR

TIIE + Margin (Variable)

Credit Score

Good/Excellent (Income $30k+)

Is the annual fee worth it for you?

Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real MX$3,700 annual fee. This counts lounge value only, not credits, points, or other perks.

040+

Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.

Estimated lounge value
MX$7,200/yr
Annual fee
MX$3,700/yr
Net for your usage
+MX$3,500

At MX$900 per visit, you cover the fee at about 5 visits per year. This card opens 339 lounges we track.

Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.

Lounge Networks

1 Included
Priority Pass
Included

Additional Travel Perks

Starbucks® Daily Beverage (Promotional Benefit — Verify Current Status)
$6,000 MXN Cashback Welcome Bonus
3 MSI Automatic on Foreign Currency > $6k

Lounges The Platinum Credit Card® Opens

339 lounges tracked across 172 airports, derived from this card's network coverage.

View all 339 lounges

Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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