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The Platinum Card
The ultimate elite card for global travel, luxury stays, and comprehensive protection.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Global Lounge Collection (1,550+ lounges)
- Elite Status with Taj, Marriott, Hilton, Radisson, Accor
- Renewal Vouchers up to ₹35,000 (on ₹20L spend)
- Comprehensive Insurance (₹5 Cr Air Accident)
The Bad
- High Annual Fee (₹66,000 + taxes)
- Strict Eligibility (₹25L Salaried / ₹15L Self-Employed)
- Service restricted to specific metro cities
Lounge Access
5 lounge networks included
Guest Policy
Terms vary by lounge network
Purchase APR
N/A (Charge Card)
Credit Score
Excellent (Inc: ₹25L Salaried/₹15L Self)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real ₹66,000 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- ₹12,000/yr
- Annual fee
- ₹66,000/yr
- Net for your usage
- -₹54,000
At ₹1,500 per visit, you cover the fee at about 44 visits per year. This card opens 384 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Welcome Gift: Up to INR 60,000 (Choice of Gift)
Offer Terms & Eligibility:
Pay the annual fee and spend INR 50,000 in the first 2 months of Cardmembership. Choose from: Taj Hotels Voucher, Luxe Gift Card, or The Postcard Hotels Voucher.Lounge Networks
5 IncludedAdditional Travel Perks
Lounges The Platinum Card Opens
384 lounges tracked across 180 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 168 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Centurion Lounge and Priority Pass lounges are available at hundreds of airports worldwide