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Preferred Rewards Gold Credit Card
The rewarding everyday card with £120 Deliveroo credit and lounge access.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Annual Fee Waived for First Year (£195 thereafter)
- £120 Annual Deliveroo Credit (£10/month)
- 4 Free Priority Pass Visits per year
- Earn up to 12,500 bonus points on spend per year
The Bad
- Annual fee £195 applies after year 1
- Lounge access limited to 4 visits
- FX fees apply (2.99%)
Lounge Access
1 lounge network included
Guest Policy
4 complimentary lounge visits per year
Purchase APR
Representative 86.3% APR Variable
Credit Score
Good/Excellent (Inc. £20k+)
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real £195 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- £320/yr
- Annual fee
- £195/yr
- Net for your usage
- +£125
At £40 per visit, you cover the fee at about 5 visits per year. This card opens 339 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
20,000 Membership Rewards® Points
Offer Terms & Eligibility:
Spend £3,000 in first 3 months. New Cardmembers only.Lounge Networks
1 IncludedAdditional Travel Perks
Lounges Preferred Rewards Gold Credit Card Opens
339 lounges tracked across 172 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Priority Pass lounges are available at hundreds of airports worldwide