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American Express® Gold Rewards Card
Premium rewards card with annual travel credit and extensive lounge access options.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: Up to 110,000 Points (~$1,100 value)
- $100 Annual Travel Credit
- 4 Complimentary Plaza Premium Lounge Visits
- Earn 2x Points on Travel, Gas, Grocery, Drugstore
- $50 NEXUS Statement Credit
The Bad
- Annual Fee $250
- Priority Pass visits are not free (Membership included only)
- Amex acceptance varies by merchant
Lounge Access
2 lounge networks included
Guest Policy
Plaza Premium (4 free), Priority Pass (Paid)
Purchase APR
21.99% (Purchases) / 21.99% (Funds Advances)
Credit Score
Good/Excellent
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real CA$250 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- CA$520/yr
- Annual fee
- CA$250/yr
- Net for your usage
- +CA$270
At CA$65 per visit, you cover the fee at about 4 visits per year. This card opens 341 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Up to 110,000 Membership Rewards® points
Offer Terms & Eligibility:
Earn 100,000 points after spending $8,000 in the first 6 months. Plus 10,000 additional bonus points.Lounge Networks
2 IncludedAdditional Travel Perks
Lounges American Express® Gold Rewards Card Opens
341 lounges tracked across 173 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 161 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Plaza Premium and Priority Pass lounges are available at hundreds of airports worldwide