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American Express® Cathay Pacific Elite Credit Card
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American ExpressHong Kong

American Express® Cathay Pacific Elite Credit Card

Annual Fee
HK$1,800/ year

The Cathay Pacific Elite is Hong Kong's most beloved Asia Miles card — unlimited Plaza Premium lounges and Marco Polo Green Tier.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Unlimited Plaza Premium Lounge access for cardholder + supplementary
  • Priority Pass with 4 free visits
  • Complimentary Marco Polo Green Tier (Cathay status)
  • First-year annual fee waived
  • Direct Asia Miles earn (no transfer fees)

The Bad

  • HK$150,000 spend required for Year 2+ fee waiver
  • Local earn rate (1 mile / HK$6) modest
  • Amex acceptance limited at smaller HK merchants
  • Welcome bonus structure conservative

Lounge Access

2 lounge networks included

Guest Policy

Unlimited Plaza Premium for cardholder + supplementary cards

Purchase APR

Pay Over Time variable

Credit Score

Excellent (Income HK$200,000+/year)

Limited Time Offer

First-Year Annual Fee Waiver + Welcome Asia Miles

Offer Terms & Eligibility:

Fee waived in Year 1; ongoing waiver at HK$150k annual spend.

Lounge Networks

2 Included
Plaza Premium Lounge
Included
Priority Pass
Included

Additional Travel Perks

Unlimited Plaza Premium Lounge Access (Self + Supplementary)
Complimentary Priority Pass with 4 Free Visits to 850+ Lounges
First-Year Annual Fee Waived
Annual Fee Waiver at HK$150,000 Annual Spend (subsequent years)
1 Asia Mile per HK$6 Local Spend
1.5 Asia Miles per HK$6 Foreign Currency Spend
2 Asia Miles per HK$6 on Cathay Pacific Online Bookings
Complimentary Marco Polo Club Green Tier Membership
Complimentary Travel Insurance
Free Supplementary Cards (Up to 2)

Lounges American Express® Cathay Pacific Elite Credit Card Opens

341 lounges tracked across 173 airports, derived from this card's network coverage.

Showing top 12 airports by lounge count. 161 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

Popular Airports With Lounges

Plaza Premium Lounge and Priority Pass lounges are available at hundreds of airports worldwide

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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