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Business Platinum Card® from American Express
The ultimate business card for frequent travellers, offering extensive lounge access, travel credits, and business monitoring tools.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: Up to 120,000 Points
- Comprehensive Global Lounge Access (Centurion, Plaza, Priority Pass, Delta)
- ~High Annual Credits: $200 Travel, $120 Wireless, $200 Dell, $300 Indeed
- Elite Status with Marriott & Hilton
- Earn 1.25x Points on Everything
The Bad
- High Annual Fee $799
- High Spend Requirement for Welcome Bonus ($15k/3mo)
- Amex acceptance varies by merchant
Lounge Access
4 lounge networks included
Guest Policy
Centurion (2 guests), Plaza Premium (1 guest), Priority Pass (1 guest), Delta (Guests paid)
Purchase APR
Due in Full (Charge Card) / 21.99% (Flexible Payment Option)
Credit Score
Good/Excellent
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real CA$799 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- CA$520/yr
- Annual fee
- CA$799/yr
- Net for your usage
- -CA$279
At CA$65 per visit, you cover the fee at about 13 visits per year. This card opens 384 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Up to 120,000 Membership Rewards® points
Offer Terms & Eligibility:
Earn 80k points after spending $15,000 in first 3 months. Earn 40k points for a purchase between 15-17 months of membership.Lounge Networks
4 IncludedAdditional Travel Perks
Lounges Business Platinum Card® from American Express Opens
384 lounges tracked across 180 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 168 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Centurion Lounge and Plaza Premium lounges are available at hundreds of airports worldwide