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Business Platinum Card® from American Express
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American ExpressCanada

Business Platinum Card® from American Express

Annual Fee
CA$799/ year

The ultimate business card for frequent travellers, offering extensive lounge access, travel credits, and business monitoring tools.

This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.

Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.

The Good

  • Welcome Bonus: Up to 120,000 Points
  • Comprehensive Global Lounge Access (Centurion, Plaza, Priority Pass, Delta)
  • ~High Annual Credits: $200 Travel, $120 Wireless, $200 Dell, $300 Indeed
  • Elite Status with Marriott & Hilton
  • Earn 1.25x Points on Everything

The Bad

  • High Annual Fee $799
  • High Spend Requirement for Welcome Bonus ($15k/3mo)
  • Amex acceptance varies by merchant

Lounge Access

4 lounge networks included

Guest Policy

Centurion (2 guests), Plaza Premium (1 guest), Priority Pass (1 guest), Delta (Guests paid)

Purchase APR

Due in Full (Charge Card) / 21.99% (Flexible Payment Option)

Credit Score

Good/Excellent

Is the annual fee worth it for you?

Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real CA$799 annual fee. This counts lounge value only, not credits, points, or other perks.

040+

Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.

Estimated lounge value
CA$520/yr
Annual fee
CA$799/yr
Net for your usage
-CA$279

At CA$65 per visit, you cover the fee at about 13 visits per year. This card opens 384 lounges we track.

Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.

Limited Time Offer

Up to 120,000 Membership Rewards® points

Offer Terms & Eligibility:

Earn 80k points after spending $15,000 in first 3 months. Earn 40k points for a purchase between 15-17 months of membership.

Lounge Networks

4 Included
Centurion Lounge
Included
Plaza Premium
Included
Priority Pass
Included
Delta Sky Club
Included

Additional Travel Perks

Unlimited Global Lounge Collection Access
$120 Annual Wireless Statement Credit
$200 Annual Travel Credit
$200 Annual Dell Statement Credit
$300 Annual Indeed Statement Credit
$100 NEXUS Statement Credit
Fine Hotels + Resorts® Benefits (~$550 USD value)
Toronto Pearson Priority Security Lane & Valet Discount
Marriott Bonvoy™ Gold Elite & Hilton Honors™ Gold Status

Lounges Business Platinum Card® from American Express Opens

384 lounges tracked across 180 airports, derived from this card's network coverage.

View all 384 lounges

Showing top 12 airports by lounge count. 168 more airports also have at least one lounge this card opens.

Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.

Popular Airports With Lounges

Centurion Lounge and Plaza Premium lounges are available at hundreds of airports worldwide

*Card information is accurate as of 2026. Annual fees and benefits are subject to change by the issuer. Please verify all terms and conditions on the issuer's website before applying.

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