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American Express® Aeroplan®* Business Reserve Card
Premium business travel card with extensive Air Canada benefits, lounge access, and faster path to Elite Status.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: Up to 90,000 Aeroplan Points
- Comprehensive Air Canada Travel Benefits (Priority Services)
- Worldwide Airport Lounge Access (Priority Pass + Maple Leaf)
- Annual Worldwide Companion Pass (on $25k spend)
- Extensive Insurance Coverage (Medical, Trip Cancel/Delay, etc.)
The Bad
- High Annual Fee ($599)
- High Interest Rate (21.99% on purchases)
- Additional Employee Card fee ($199 for full benefits)
- Companion Pass requires $25k annual spend
Lounge Access
2 lounge networks included
Guest Policy
Free access for Cardmember + guest in Air Canada Cafés & Maple Leaf Lounges (NA)
Purchase APR
21.99% (Purchases) / 21.99% (Advances)
Credit Score
Excellent
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real CA$599 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- CA$520/yr
- Annual fee
- CA$599/yr
- Net for your usage
- -CA$79
At CA$65 per visit, you cover the fee at about 10 visits per year. This card opens 344 lounges we track.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Up to 90,000 Welcome Bonus Aeroplan Points
Offer Terms & Eligibility:
65k pts (Spend $10.5k in 3 mo) + 25k pts (Spend $3.5k in month 13). New members only.Lounge Networks
2 IncludedAdditional Travel Perks
Lounges American Express® Aeroplan®* Business Reserve Card Opens
344 lounges tracked across 172 airports, derived from this card's network coverage.
Showing top 12 airports by lounge count. 160 more airports also have at least one lounge this card opens.
Coverage is derived from the lounge networks listed on this card and the lounges AirportLounge.com tracks. Specific lounge access can change without notice; verify on the operator's app or site before you travel.
Popular Airports With Lounges
Priority Pass and Maple Leaf Lounge lounges are available at hundreds of airports worldwide