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American Express® Aeroplan®* Card
A charge card that helps you earn Aeroplan points faster with solid travel insurance and Air Canada benefits.
This credit card includes airport lounge access through participating lounge programs. Access eligibility, guest policies, and lounge availability vary by airport and may change over time. Credit card lounge access is not guaranteed and may be subject to capacity limits or restrictions. Learn how credit cards provide lounge access. In summary, lounge access depends on your card, the lounge network, and the specific airport. Learn more about airport lounges.
Last reviewed: . Card information is reviewed against the issuer's official benefit pages periodically; verify all terms on the issuer's site before applying.
The Good
- Welcome Bonus: Up to 45,000 Aeroplan Points
- Free First Checked Bag on Air Canada
- Earn 2x Points on Air Canada
- Comprehensive Insurance: Flight/Baggage Delay, Mobile Device
- No Pre-Set Spending Limit
The Bad
- Annual Fee $120
- No Lounge Access included
- Higher spend threshold for welcome bonus ($7,500 in 6 months)
Lounge Access
0 lounge networks included
Guest Policy
Cardholder only
Purchase APR
Due in Full (Charge Card) / 30% (Delinquency)
Credit Score
Good/Excellent
Is the annual fee worth it for you?
Set how often you would use a lounge and what one visit is worth to you. We compare that against this card's real CA$120 annual fee. This counts lounge value only, not credits, points, or other perks.
Starting point is a typical day-pass or guest fee. Adjust to match the airports you use.
- Estimated lounge value
- CA$520/yr
- Annual fee
- CA$120/yr
- Net for your usage
- +CA$400
At CA$65 per visit, you cover the fee at about 2 visits per year.
Estimate only, not financial advice. It uses values you enter and excludes statement credits, points, taxes, and guest fees. Lounge access and day-pass prices change; verify with the issuer and lounge before you rely on these numbers.
Limited Time Offer
Up to 45,000 Aeroplan points
Offer Terms & Eligibility:
35,000 points after spending $7,500 in first 6 months. Plus 10,000 points after spending $1,000 in month 13.Lounge Networks
0 IncludedAdditional Travel Perks
Lounges American Express® Aeroplan®* Card Opens
No airport lounge access is included with this card based on the lounge networks AirportLounge.com tracks. That doesn't necessarily mean the card has zero lounge benefit — issuers occasionally bundle limited or one-time-use passes that aren't a tracked network. Always confirm the current benefit on the issuer's site before applying.
For lounge access, browse all cards with tracked lounge networks or compare against a card you're considering on Compare.
Popular Airports With Lounges
lounges are available at hundreds of airports worldwide